Mortgages

Some people are quite happy to shop around for the best Mortgage products without any help. And that is fine!

There comes a time when you need expert guidance, insightful advice and straight forward objective analysis. That is where we come in. We have access to the entire Mortgage market. We can therefore offer you Mortgage advice that is specific to you and your unique circumstances.

For a free independent advice, call us on 020 8539 3677

Buy-To-Let Mortgages

A buy-to-let (or investment) mortgage was created for Borrowers who want to invest in properties either for equity growth or for high yield. Whatever the reason for investing in buy-to-let, the property will always be occupied by a third party i.e. the tenant.

Because if the potential long term and short term profitability of property investment, buy-to let mortgages have proved to be very popular, being the making vehicle for acquisition of such properties. As a result, the mortgage market for buy-to-let has become very competitive, with mortgage companies providing fixed, discounted and variable rate mortgages.

Are you interested in a buy-to-let mortgage?

These are some things that you need to know:

• You will be required to have a deposit of 15-30% of the valuation of the property, depending on your circumstances and the rental income.
• The Lenders mostly calculate the amount of money that will be lent to you based on the rental income; they will normally require that the rent exceeds the mortgage payment by between 110 - 130%
• The Lender will also want to know the source of your funds for the deposit.

For further information or free no obligation consultation, call us on 020 8539 3677 or click here to contact us.